Merchant Cash Advance

Example Return on Investment

When Opportunity Knocks

You have an opportunity to buy $30,000 worth of inventory for $20,000 if you buy in the next 3 days. A $20,000 Simple Company Loan paid back over 6 months gets you money the next day, netting you a savings of $7,000.

10k
Opportunity

$10,000 inventory discount

3k
Cost

Loan cost: $3,000

$7,000

Business Savings

When You Need to Expand

Using a $50,000 Simple Company Loan with a 12-month term, you can expand your business and net an additional $48,000 this year. After paying off the cost of the loan at $12,000, you gain a profit of $36,000.

48k
Opportunity

$48,000 annual profit from expansion

12k
Cost

Loan cost: $12,000

$36,000

Year 1 Net Profit

Pricing and Qualifications

Simple Company Loan Term
Rates as low as 10% for every dollar borrowed. Averages listed below.

Term Length (months) 6 9 12 18
Average Loan Size $21,000 $33,000 $44,000 $67,000
For Every $1 Borrowed, You Pay On Average $0.18 $0.23 $0.27 $0.38
Average Cost of Loan $3,780 $7,590 $11,880 $25,460
Origination Fee We charge an origination fee of 2.5% of the loan amount for your first loan, and 1.25% for your second loan. The fee is waived for all loans thereafter.
Automated Payback Daily or weekly payments automatically deducted from your business bank account, so you don’t have to worry about missing due dates.
Who Qualifies for SCL Term? Companies in business for more than one year, with $100,000 in annual revenue and at least one owner with 500+ personal credit score.

SCL Term 24
Rates as low as 19.99% APR for larger businesses with established credit history.
Term Length 12 – 24 months
Loan Amount $50,000 – $250,000
Rate 19.99% – 39.99% APR
For Businesses With

3+ years in business
$100,000+ per month in revenue
Strong business and personal credit
Frequent business checking transactions

Origination Fee APR includes an origination fee of 2.5% of the loan.